Reading Time: 5 minutesHave you read the book Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money — That the Poor and Middle Class Do Not! written by Robert T. Kiyosaki? This should definitely be on your list of books to read and learn from to improve your money mindset. This book shows us a […]
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Reading Time: 4 minutesAre you working for money? Most people are. Unfortunately, only a few people work because they love what they are doing. If you are one of those people who gave up their dream job for a high paying job, don’t worry there are ways on how to turn this situation around. But first, you need
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Reading Time: 2 minutesThere are many ways that we can help reduce environmental pollution. Eventually, a lifestyle change is needed if we really want to maximize our efforts. We all know that will take some time. In the meantime, we can start by using eco-friendly alternatives for our daily items. Reusable Water Bottle A reusable water bottle is
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Reading Time: 5 minutesHow to stop our fast fashion addiction? We all dream of having the wardrobe of our dreams. We want it filled with clothes that we want and need to suit our mood and for different occasions. However, we actually end up only using 20% of the clothes in our closet. We only wear our clothes
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Reading Time: 3 minutesIf you feel that the prices of goods you are able to buy is increasing; you are not alone. This is the effect of inflation. While most of us don’t really understand how it works; we feel it whenever we notice that our monthly income doesn’t seem to cover all the expenses we had as
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Reading Time: 3 minutesIf we want to improve our financial life, one of the things that we should aim for is to have an investment fund in our monthly budget. Ideally, you should start investing one you are debt-free. But if you plan things right; then you can do both. So once you pay off your debts; you
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Reading Time: 3 minutesSaving money can sometimes be difficult if you don’t have a specific financial goal in mind. Aside from building your emergency fund, here are 5 top things to save up for that are totally worth the effort. 1. Retirement Fund We often forget that we need to save up for our retirement. This is because
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Reading Time: 2 minutesNot all debt is bad or hopeless. After all, some debts you have now are your investment for a better future. Of course, part of managing your debt is to track your expenses, budgeting your monthly income and boosting your savings and emergency fund. Whether you are struggling with a personal loan, a bank loan,
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Reading Time: 3 minutesYou are the head of the family. The company that you are working for is downsizing because of the recession. Your name is included in the list. You have no savings in place. What will you do? This is the use of the emergency fund, why it matters. What is an Emergency Fund? As the
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Reading Time: 2 minutesYou are not buying anything lavish. You don’t have the latest gadgets. Eating at upscale restaurants is not even your thing. You don’t even drive a fancy car. So, where does your money go? The truth of the matter is that even though you are not extravagant, ‘money leaks‘ crop out every now and then
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