Reading Time: 3 minutesIf you feel that the prices of goods you are able to buy is increasing; you are not alone. This is the effect of inflation. While most of us don’t really understand how it works; we feel it whenever we notice that our monthly income doesn’t seem to cover all the expenses we had as […]
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Reading Time: 3 minutesYou are the head of the family. The company that you are working for is downsizing because of the recession. Your name is included in the list. You have no savings in place. What will you do? This is the use of the emergency fund, why it matters. What is an Emergency Fund? As the
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Reading Time: 2 minutesWe have provided common sense money advice before. Here are 4 more tips to help you improve your financial wellness. These additional tips should be a big boost to transforming your financial wellness for the better. 1. Pay in Cash To help you stick to your budget; you need to remove the temptation to swipe
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Reading Time: 4 minutesModern technology has allowed us to do much more than when we didn’t have our electronic gadgets and devices. These devices have become a necessity in our daily lives and we have many options to choose from. Initially, these gadgets are major expenses. But with a little research, we can make the right gadget choices
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Reading Time: 4 minutesHave you ever wondered whether having a credit card is good or bad for you? For most newbies in their first jobs, getting a credit card is a sign that they are finally independent! It is a cause for celebration and may cause many to eagerly take the irresponsible first swipe. Being approved for one
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Reading Time: 5 minutesTo live beyond your means simply means that you are spending more than what you can afford. Statistics show that most people are living from paycheck to paycheck without any kind of financial cushion. This was quite evident on the effect of the recent lockdowns on people’s financial lives. While we all deserve to spend
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Reading Time: 2 minutesMoney cannot buy happiness but let’s face it, we need money in order to survive. How can we buy our food without money? How do we pay our bills and how are we going to send our children to school? Whether we like it or not, money is an important factor in our lives. The
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Reading Time: 4 minutesNeed Christmas gift ideas for less? Just a short time before Christmas day is upon us. If you’re still not done with your gift list, you might be stressing out. But all is not lost yet. There are still some gifts that you can make for your loved ones and friends without having to splurge.
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Reading Time: 2 minutesAre you someone who always wants to be with the “in” crowd? Are you always on the look out for what’s new in fashion? Do you fear being left out-of-style? The desire to be always in style with the people around you can be bad for you if it has become an unhealthy obsession. Being
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Reading Time: 5 minutesThere are many ways to improve your financial literacy. Money is involved in almost everything we do in our daily lives. We work at our 9-to-5 jobs to earn money because we have so many things to spend it on. Most of us barely get by on our monthly income, making it seem like we are
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