Reading Time: 3 minutesIf you feel that the prices of goods you are able to buy is increasing; you are not alone. This is the effect of inflation. While most of us don’t really understand how it works; we feel it whenever we notice that our monthly income doesn’t seem to cover all the expenses we had as […]
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Reading Time: 3 minutesSaving money can sometimes be difficult if you don’t have a specific financial goal in mind. Aside from building your emergency fund, here are 5 top things to save up for that are totally worth the effort. 1. Retirement Fund We often forget that we need to save up for our retirement. This is because
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Reading Time: 3 minutesYou are the head of the family. The company that you are working for is downsizing because of the recession. Your name is included in the list. You have no savings in place. What will you do? This is the use of the emergency fund, why it matters. What is an Emergency Fund? As the
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Reading Time: 2 minutesWe have provided common sense money advice before. Here are 4 more tips to help you improve your financial wellness. These additional tips should be a big boost to transforming your financial wellness for the better. 1. Pay in Cash To help you stick to your budget; you need to remove the temptation to swipe
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Reading Time: 2 minutesMoney cannot buy happiness but let’s face it, we need money in order to survive. How can we buy our food without money? How do we pay our bills and how are we going to send our children to school? Whether we like it or not, money is an important factor in our lives. The
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Reading Time: 3 minutesMoney has always been a top source of stress for most people. If not addressed, too much worrying about money can lead to serious physical and emotional problems. It can even result in a breakdown in relationships. How to solve money problems then? There are tons of financial advice that people probably already heard or
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Reading Time: 5 minutesWe use a lot of electrical devices and appliances in our homes and there are a lot of ways to save on electricity so we don’t get a shock when our bill arrives. Here are 5 big ways, and small ways often ignored, that will help you save on electricity in your home. Save on
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Reading Time: 4 minutesThe COVID-19 pandemic took everyone by surprise. No one was fully ready despite numerous warnings from scientists for a possible pandemic for decades now. Moreover, a lot of people dismissed it as an isolated case that would probably be contained in one area, just what happened in the past with the SARS, bird flus and
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Reading Time: 2 minutesThe world is now officially on a recession. Businesses went bankrupt and millions of people have lost their jobs. Many people found themselves in deep financial troubles. Although It is impossible to undo the events of the past, it is still possible to improve your financial future through financial literacy. What you need to know for
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Reading Time: 6 minutesDo you want to grow your wealth? Then, the money jar budgeting system is for you. It is a system that helps you control your spending habits yet at the same time lets you grow your future wealth. Most people dream of winning the lottery. However, did you know that according to several studies, 70%
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